AARP FREE WILL SEMINARS AND SPEAKERS BUREAU

The AARP Network Attorneys of the Edison/ Metuchen/ New Brunswick area have established a Community Speakers Bureau to provide educational programs to AARP and senior clubs, Unions, and Middlesex County companies. During the past year volunteer attorneys have provided Legal Rights Seminars to hundreds of seniors, business owners and their employees, unions, clubs andnon-profit groups. These quality lunch time educational programs will educate and even entertain. Clubs and companies are invited to schedule a Free seminar. The following Seminars are now available:
1. WILLS & ESTATE ADMINISTRATION - PROTECT YOUR FAMILY AND MAKE PLANNING EASY2. MOTOR VEHICLE POINTS, SURCHARGES, THE MUNICIPAL COURTS AND NEW JERSEYTRAFFIC LAWS3. CAR INSURANCE- EXPLANATIONS ON CAR INSURANCE POLICIES AND WHAT ISRIGHT FOR YOU4. BUYING AND SELLING REAL ESTATE IN NEW JERSEY- PITFALLS AND PROFIT
All instructors are licensed attorneys who have been in practice at least 17 years. All instructors are members of the American Bar Association, New Jersey State Bar Association and Middlesex County Bar Association. All programs include free written materials.
Details on the 4 Programs currently offered:
1. WILLS, TRUSTS & ESTATE ADMINISTRATION...DON'T LET THE TAXES AND EXPENSES DESTROY YOUR FAMILY'S FUTUREYou don't have to be wealthy or near death to do some thinking about a Will. Here is your opportunity to listen to an experienced attorney who will discuss how to distribute your property as you wish and avoid many rigid provisions of state law.Topics discussed include: Who needs a Will?; What if you die without a Will (intestacy)?; Mechanics of a "Simple" Will; Selecting an executor, trustee and guardian; Proper Will execution; Cost of a "Simple Will"; Where should Wills be kept?; "Living Will"; Powers of Attorney; $10,000 annual gift tax exclusion; Bequests to charity; Why you need a "Self-Proving" Will; and Estate Administration/ Probate.Sample materials: Hand-outs on Wills, Living Wills/Medical Advance Directive, Power of Attorney, Probate and Administration of an Estate, Real Estate, Working with your Attorney, Consumers Guide to New Jersey Laws, and Senior Citizen Rights.
2. MOTOR VEHICLE SURCHARGES, THE MUNICIPAL COURTS AND NEW JERSEY TRAFFIC LAWSHow to fight speeding tickets, driving while suspended, careless driving and other traffic violations. Pursuant to State Regulations, the New Jersey Motor Vehicle Commission (MVC) tracks your driving by adding points to your record when you are convicted of a moving violation. The more serious the violation, the more points you are assessed. Motor Vehicle points are completely separate from insurance eligibility points, which are used by the NJ State Department of Insurance to assess surcharges on your insurance payments. Your insurance company can charge you an extra surcharge on top of DMV surcharges. Your insurance company can seek approval to charge several hundred dollars for points or even cancel your policy. Therefore, it is often important to plead not guilty to municipal court motor vehicle violations and speak with the prosecutor to try to plead guilty to a lesser point, lesser speed violation.
3. CAR INSURANCE- EXPLANATIONS ON CAR INSURANCE POLICIES AND WHAT IS RIGHT FOR YOU...Getting the Best Coverage for your Dollar!-Payment of medical bills (PIP)-Verbal/ Lawsuit Threshold and not waiving right to bring suit if injured-Income continuation benefits-Property damage-Uninsured motorist coverage
4. BUYING AND SELLING REAL ESTATE IN NEW JERSEY- PITFALLS AND PROFITAn experienced attorney will discuss:a. Negotiating the contract and revisions to the pre-printed broker contractb. Home inspection, termite, radon clausesc. Mortgage commitment and title searchesd. The process from attorney review to closinge. Closing costs and transfer of title
SPEAKERS BUREAUAt the request of AARP members, Unions and Middlesex County companies and organizations, the "Speakers Bureau" is a service designed to educate citizens about how laws affect their lives and how the judicial system operates. We have attorneys available to speak to business persons, educational, civic and social organizations on a wide range of topics during business hours.
HELP YOUR MEMBERS LEARN THE LAW, PREVENT OR AVOID LEGAL PROBLEMSChances are many of your members have been in a situation where they could benefit from legal advice. Have you ever been in an accident? Has a motor vehicle or criminal complaint been filed against you or a member of your family? Many individuals face these and other types of problems. Often people do not protect their rights then later face lengthy license suspension or even jail for failure to resolve legal problems early on. That's why Legal Rights Seminars are offered.This means your members can get advice and possibly prevent legal problems before they occur. Most importantly, they can have peace of mind. Americans need an attorney when legal problems strike. As in the case of medical services, early treatment can prevent catastrophe and its attendantcost in time and money. For example, psychological studies have demonstrated that there is a direct correlation between legal problems and lost work time and productivity. Employees' work performance often has a direct relationship to personal legal problems; therefore, the sooner a solution can be found for the employees' problems, the sooner the employees can focus on their work.
NO SOLICITING OF MEMBERSOne free consultation card available per member/ employee.As set forth previously, in this seminar series we do not permit our attorney/speakers to solicit the people in attendance. However, a free one month consultation card is provided to all who attend - a $200 value. Use these private consultations with an experienced attorney to discuss your important legal matters, have a legal check-up, or discuss any specific business-related legal problem that may need professional attention. In today's complex world, few people can function successfully and safely without competent legal advice. In order to insure your estate plans are legally set up, you need to know exactly where you stand so that you can avoid mistakes that can have a catastrophic impact on your family and you.For additional information on the Legal Seminars, contact our Coordinator Kenneth Vercammen, Esq. at (732) 572-0500. We would welcome the opportunity to talk with you or your officers to explain more about the Legal Rights Seminars.
FREE INFORMATION FLYERSCopies of the following legal consumer information flyers are available at no cost:
1. WHAT TO DO IN AN AUTOMOBILE ACCIDENT.2. WILLS - Protecting Loved Ones.3. MUNICIPAL COURT.4. PERSONAL INJURY CASES.5. COOPERATING & WORKING WITH YOUR ATTORNEY.6. TRAFFIC FINES & PENALTIES.7. REAL ESTATE.8. NEW JERSEY DIVISION OF MOTOR VEHICLE POINT SYSTEM & DRUNK DRIVING.9. INSURANCE SURCHARGE FACTS.10. STARTING YOUR OWN BUSINESS.11. PROBATE AND ADMINISTRATION OF AN ESTATE.12. LIVING WILLS.13. WEBSITE ARTICLES14. CAR INSURANCE- NO LIMITATION ON THRESHOLD15. DWI; PENALTIES AND DEFENSES.16. DRIVING WHILE SUSPENDED.17. POWER OF ATTORNEY.18. TRUSTS AND ELDER LAW19. EXPUNGEMENT OF CRIMINAL ARREST.