FREE WILL SEMINARS AND SPEAKERS BUREAU

FREE WILL SEMINARS AND SPEAKERS BUREAU

The Attorneys of the Edison/ Metuchen/ New Brunswick area have established a community Speakers Bureau to provide educational programs to senior clubs, Unions and Middlesex County companies. During the past year volunteer attorneys have provided Legal Rights Seminars to hundreds of seniors, business owners and their employees, unions, clubs and non-profit groups. These quality lunch time educational programs will educate and even entertain. Clubs and companies are invited to schedule a Free seminar. The following Seminars are now available:
1. WILLS & ESTATE ADMINISTRATION- PROTECT YOUR FAMILY AND MAKE PLANNING EASY 2. MOTOR VEHICLE POINTS, SURCHARGES, THE MUNICIPAL COURTS AND NEW JERSEY TRAFFIC LAWS 3. CAR INSURANCE- EXPLANATIONS ON CAR INSURANCE POLICIES AND WHAT IS RIGHT FOR YOU

All instructors are licensed attorneys who have been in practice at least 17 years. All instructors are members of the American Bar Association, New Jersey State Bar Association and Middlesex County Bar Association. All programs include free written materials.

Details on the 3 Programs currently offered:

1. WILLS, TRUSTS & ESTATE ADMINISTRATION ...DON'T LET THE TAXES AND EXPENSES DESTROY YOUR FAMILY'S FUTURE You don't have to be wealthy or near death to do some thinking about a Will. Here is your opportunity to listen to an experienced attorney who will discuss how to distribute your property as you wish and avoid many rigid provisions of state law. Topics discussed include: Who needs a Will?; What if you die without a Will (intestacy)?; Mechanics of a "Simple" Will; Selecting an executor, trustee and guardian; Proper Will execution; Cost of a "Simple Will"; Where should Wills be kept?; "Living Will"; Powers of Attorney; $10,000 annual gift tax exclusion, Bequests to charity, Why you need a "Self-Proving" Will and Estate Administration/ Probate. Sample materials: Hand-outs on Wills, Living Wills/Medical Advance Directive, Power of Attorney, Probate and Administration of an Estate, Real Estate, Working with your Attorney, Consumers Guide to New Jersey Laws, and Senior Citizen Rights.

2 MOTOR VEHICLE SURCHARGES, THE MUNICIPAL COURTS AND NEW JERSEY TRAFFIC LAWS How to fight speeding tickets, driving while suspended, careless driving and other traffic violations. Pursuant to State Regulations, the New Jersey Division of Motor Vehicles (DMV) tracks your driving by adding points to your record when you are convicted of a moving violation. The more serious the violation, the more points you are assessed. Motor Vehicle points are completely separate from insurance eligibility points, which are used by the NJ State Department of Insurance to assess surcharges on your insurance payments. Your insurance company can charge you an extra surcharge on top of DMV surcharges. Your insurance company can seek approval to charge several hundred dollars for points or even cancel your policy. Therefore, it is often important to plead not guilty to municipal court motor vehicle violations and speak with the prosecutor to try to plead guilty to a lesser point, lesser speed violation.

3. CAR INSURANCE- EXPLANATIONS ON CAR INSURANCE POLICIES AND WHAT IS RIGHT FOR YOU ...Getting the Best Coverage for your Dollar! -Payment of medical bills (PIP) -Verbal/ Lawsuit Threshold and not waiving right to bring suit if injured -Income continuation benefits -Property damage -Uninsured motorist coverage

4. BUYING AND SELLING REAL ESTATE IN NEW JERSEY- PITFALLS AND PROFIT An experienced attorney will discuss: a. Negotiating the contract and revisions to the pre-printed broker contract b. Home inspection, termite, radon clauses c. Mortgage commitment and title searches d. The process from attorney review to closing e. Closing costs and transfer of title

SPEAKERS BUREAU At the request of members, Unions and Middlesex County companies organizations, the " Speakers Bureau " is a service designed to educate citizens about how laws affect their lives and how the judicial system operates. We have attorneys available to speak to business persons, educational, civic and social organizations on a wide range of topics during business hours. HELP YOUR MEMBERS LEARN THE LAW, PREVENT OR AVOID LEGAL PROBLEMS Chances are many of your members have been in a situation where they could benefit from legal advice. Have you ever been in an accident? Has a motor vehicle or criminal complaint been filed against you or a member of your family? Many individuals face these and other types of problems. Often people do not protect their rights then later face lengthy license suspension or even jail for failure to resolve legal problems early on. That's why Legal Rights Seminars are offered.

This means your members can get advice and possibly prevent legal problems before they occur. Most importantly, they can have peace of mind. Americans need an attorney when legal problems strike. As in the case of medical services, early treatment can prevent catastrophe and its attendant cost in time and money. For example, psychological studies have demonstrated that there is a direct correlation between legal problems and lost work time and productivity. Employees' work performance often has a direct relationship to personal legal problems, therefore the sooner a solution can be found for the employees' problems, the sooner the employees can focus on their work.

No soliciting of members One free consultation card available per member/ employee. As set forth previously, in this seminar series we do not permit our attorney/ speakers to solicit the people in attendance. However, a free on month consultation card is provided to all who attend, a $200 value. Use these private consultations with an experienced attorney to discuss your important legal matters, have a legal check-up, or discuss any specific business-related legal problem that may need professional attention. In today's complex world, few people can function successfully and safely without competent legal advice. In order to insure your estate plans are legally set up, you need to know exactly where you stand so that you can avoid mistakes that can have a catastrophic impact on your family and you. For additional information on the Legal Seminars, contact our Coordinator Kenneth Vercammen, Esq. at (732) 572-0500. We would welcome the opportunity to talk with you or your officers to explain more about the Legal Rights Seminars.

FREE INFORMATION FLYERS Copies of the following legal consumer information flyers are available at no cost:

1. WHAT TO DO IN AN AUTOMOBILE ACCIDENT. 2. WILLS - Protecting Loved Ones. 3. MUNICIPAL COURT. 4. PERSONAL INJURY CASES. 5. COOPERATING & WORKING WITH YOUR ATTORNEY. 6. TRAFFIC FINES & PENALTIES. 7. REAL ESTATE. 8. NEW JERSEY DIVISION OF MOTOR VEHICLE POINT SYSTEM & DRUNK DRIVING. 9. INSURANCE SURCHARGE FACTS. 10. STARTING YOUR OWN BUSINESS. 11. PROBATE AND ADMINISTRATION OF AN ESTATE. 12. LIVING WILLS. 13. WEBSITE ARTICLES 14. CAR INSURANCE- NO LIMITATION ON THRESHOLD 15. DWI PENALTIES AND DEFENSES. 16. DRIVING WHILE SUSPENDED. 17. POWER OF ATTORNEY. 18. TRUSTS AND ELDER LAW 19. EXPUNGEMENT OF CRIMINAL ARRESTS






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Kenneth Vercammen is the Managing Attorney at Kenneth Vercammen & Associates in Edison, NJ. He is a New Jersey trial attorney has devoted a substantial portion of his professional time to the preparation and trial of litigated matters. He has appears in Courts throughout New Jersey each week for litigation and contested Probate hearings.

Mr. Vercammen has published over 125 legal articles in national and New Jersey publications on elder law, probate and litigation topics. He is a highly regarded lecturer on litigation issues for the American Bar Association, NJ ICLE, New Jersey State Bar Association and Middlesex County Bar Association. His articles have been published in noted publications included New Jersey Law Journal, ABA Law Practice Management Magazine, and New Jersey Lawyer.

He is chair of the Elder Law Committee of the American Bar Association General Practice Division. He is also Editor of the ABA Estate Planning Probate Committee Newsletter and also the Criminal Law Committee newsletter. Mr. Vercammen is a recipient of the NJSBA- YLD Service to the Bar Award. And past Winner "General Practice Attorney of the Year" from the NJ State Bar Association. He is a 22 year active member of the American Bar Association. He is also a member of the ABA Real Property, Probate & Trust Section.

He established the NJlaws website www.njlaws.com which includes many articles on Elder Law. Mr. Vercammen received his B.S., cum laude, from the University of Scranton and his J.D. from Widener/Delaware Law School, where he was the Case Note Editor of the Delaware Law Forum, a member of the Law Review and the winner of the Delaware Trial Competition.

RECENT SPEAKING ENGAGEMENTS ON WILLS, ELDER LAW, AND PROBATE

Edison Adult School -Wills, Elder Law & Probate- 2007, 2006, 2005, 2004, 2003, 2002 [inc Edison TV], 2001, 2000,1999,1998,1997
Nuts & Bolts of Elder Law - NJ Institute for Continuing Legal Education/ NJ State Bar ICLE/NJSBA 2007, 2006, 2005, 2004, 2003, 2002, 2000, 1999, 1996
Elder Law and Estate Planning- American Bar Association Miami 2007
Elder Law Practice, New Ethical Ideas to Improve Your Practice by Giving Clients What They Want and Need American Bar Association Hawaii 2006
South Plainfield Seniors- New Probate Law 2005, East Brunswick Seniors- New Probate Law 2005
Old Bridge AARP 2002; Guardian Angeles/ Edison 2002; St. Cecilia/ Woodbridge Seniors 2002;
East Brunswick/ Hall's Corner 2002;
Linden AARP 2002
Woodbridge Adult School -Wills and Estate Administration -2001, 2000, 1999, 1998, 1997, 1996
Woodbridge Housing 2001; Metuchen Seniors & Metuchen TV 2001; Frigidare/ Local 401 Edison 2001; Chelsea/ East Brunswick 2001, Village Court/ Edison 2001; Old Bridge Rotary 2001; Sacred Heart/ South Amboy 2001; Livingston Manor/ New Brunswick 2001; Sunrise East Brunswick 2001; Strawberry Hill/ Woodbridge 2001;
Wills and Elder Law - Metuchen Adult School 1999,1997,1996,1995,1994,1993
Clara Barton Senior Citizens- Wills & Elder Law-Edison 2002, 1995
AARP Participating Attorney in Legal Plan for NJ AARP members 1999-2005
Senior Legal Points University of Medicine & Dentistry UMDNJ & St. Peter's-2000, 1999,1998
East Brunswick AARP Wills 2001; -Iselin/ Woodbridge AARP Wills 2000
Metuchen Reformed Church; Franklin/ Somerset/ Quailbrook Seniors 2001
North Brunswick Senior Day 2001
Wills, Elder Law and Probate-South Brunswick Adult School & Channel 28 TV 1999, 1997,1993
Wills and Estate Planning-Old Bridge Adult School 1998,1997,1995
Senior Citizen Law-Perth Amboy YMHA 1995; Temple Beth Or 2002;
Wills, Living Wills and Probate-Spotswood Community School 1995,1994,1993
Wills and Probate-Sayreville Adult School 1997, 1996,1995,1994
Living Wills-New Jersey State Bar Foundation and St. Demetrius, Carteret 1994
Wills and Estate Planning-Edison Elks and Senior Citizens January 1994
"Legal Questions Clinic" Metuchen Adult School March 1995,1994,1993
Estate Planning to Protect Families-Metuchen Chamber of Commerce April 1993
BUSINESS AND AMERICAN BAR ASSOCIATION SPEAKING ENGAGEMENTS:
Improving Your Elder Law & Estate Practice San Francisco, CA 2007
Elder Law and Estate Planning- ABA Miami 2007
Elder Law Practice, New Ethical Ideas to Improve Your Practice by Giving Clients What They Want and Need ABA Hawaii 2006
Marketing Success Stories ABA Toronto 1998
Opening a Business-Sayreville Adult School 1997,1996,1995
Olympians of Marketing- ABA Annual Meeting-Orlando, Florida 1996

Contact the Law Office of
Kenneth Vercammen & Associates, P.C.
at 732-572-0500
for an appointment.

The Law Office cannot provide legal advice or answer legal questions over the phone or by email. Please call the Law office and schedule a confidential "in office" consultation.