Wills Provided to UBS/TER Technology/Chemtura/Anderol Inc. Employees Who Are Members of Hyatt Legal Plan in NJ

Wills Provided to UBS/TER Technology/Chemtura/Anderol Inc. Employees Who Are Members of Hyatt Legal Plan in NJ

The Law Office of Kenneth Vercammen was selected to serve as a New Jersey Access Attorney for several of the major national legal service plans, including Hyatt Legal Plan. We prepare Wills, Powers of Attorney and Living Wills.
Our offices now serve as cooperating/panel attorneys for twenty two national legal service plans.
What Hyatt members can do to get started…
Hyatt members should call Hyatt legal at 800.821.6400 to obtain an authorization numbers for each Will, Power of Attorney, Codicil and Living Will you want.
Members can also obtain authorization numbers online at https://members.legalplans.com/Home/
You can always call Hyatt Legal Plans at 800.821.6400 Monday through Thursday 8-7 and Friday 8-6 Eastern Time for assistance and information about your legal plan.
After obtaining an authorization number, call Kenneth Vercammen’s Law Office for a free confidential consultation and preparation of estate planning documents- all free to Hyatt members
Why a Will is essential to persons with children or who own property

If you leave no Will or your Will is declared invalid because it was improperly prepared or is not admissible to probate:
* State law determines who gets assets, not you
* Additional expenses will be incurred and extra work will be required to qualify an administrator-Surety Bond, additional costs and legal fees
* Judge determines who gets custody of your children
* Possible additional State inheritance taxes and Federal estate taxes
* If you have no spouse or close relatives the State may take your property
* The procedure to distribute assets becomes more complicated
* It may also cause fights and lawsuits within your family
When loved ones are grieving and dealing with death, they shouldn’t be overwhelmed with Financial concerns.
Who don’t you want to receive your assets?
Who is not the best choice to raise your children, or safeguard your childrens money for college? Do you want children, or grandchildren, to get money when they turn 18? Will they invest money wisely, or go to Seaside and play games?
A Will must not only be prepared within the legal requirements of the New Jersey Statutes but should also be prepared so it leaves no questions regarding your intentions.
WHY PERIODIC REVIEW IS ESSENTIAL

Even if you have an existing Will, there are many events that occur which may necessitate changes in your Will. Some of these are:

* Marriage, death, birth, divorce or separation affecting either you or anyone named in your Will
* Significant changes in the value of your total assets or in any particular assets which you own

* A change in your domicile

* Death or incapacity of a beneficiary, or death, incapacity or change in residence of a named executor, trustee or guardian of infants, or of one of the witnesses to the execution of the Will
* Annual changes in tax law
* Changes in who you like

MAY I CHANGE MY WILL?

Yes. A Will may be modified, added to, or entirely changed at any time before your death provided you are mentally and physically competent and desire to change your Will. You should consider revising your Will whenever there are changes in the size of your estate. For example, when your children are young, you may think it best to have a trust for them so they do not come into absolute ownership of property until they are mature. Beware, if you draw lines through items, erase or write over, or add notations to the original Will, it can be destroyed as a legal document. Either a new Will should be legally prepared or a codicil signed to legally change portions of the Will.
THE FOLLOWING IS A SAMPLE OF A VARIETY OF CLAUSES AND ITEMS WHICH KENNETH VERCAMMEN’S LAW OFFICE OFTEN INCLUDES IN A WILL

1ST: DEBTS AND TAXES
2ND: SPECIFIC BEQUESTS
3RD: DISPOSITION TO SPOUSE
4TH: DISPOSITION OF REMAINDER OF ESTATE
5TH: CREATION OF TRUSTS FOR SPOUSE
6TH: CREATION OF TRUST FOR CHILDREN
7TH: OTHER BENEFICIARIES UNDER 21
8TH: EXECUTORS
9TH: TRUSTEES
10TH: GUARDIANS
11TH: SURETY OR BOND
12TH: POWERS
13TH: AFTERBORN CHILDREN
14TH: PRINCIPAL AND INCOME
15TH: NO ASSIGNMENT OF BEQUESTS
16TH: GENDER
17TH: CONSTRUCTION OF WILL
18TH: NO CONTEST CLAUSE

What is Hyatt Legal Plan?
A voluntary Hyatt group legal plan is an easy to administer benefit that provides employees with convenient, professional legal counsel at virtually no cost to the employer.
American Bar Association statistics show that the average person has two or three legal needs every year. But the fear of expensive legal fees or simply not having an attorney to call are typical impediments to these needs being met.
A solution is convenient, affordable access to legal services through employment-based benefit plans. Headquartered in Cleveland, Ohio, Hyatt Legal Plans is the largest provider of group legal plans, serving nearly four million people. Our participants, representing 1,000 corporate sponsors, have the option of using any attorney, anywhere, anytime.®
See http://www.legalplans.com/employee.html
Human resource and benefits executives cite three reasons for offering a Hyatt Legal Plan: high value, low cost and easy administration. Legal plan usage rates and employee perception of value indicate that a Hyatt legal plan is an important, valuable component of an employee benefits plan. Companies wishing to invest in the overall well-being of their employees find that it is the perfect choice to enhance a benefits package.
Group legal plans may be offered as part of a flexible benefits menu from which the employee selects those benefits most appropriate to his or her needs. Legal plans offered as voluntary programs are typically paid for by the employee through payroll deductions, although some are partially funded by the employer.
Kenneth Vercammen’s Law Office handle legal services for the following legal plans and their major employers:
Hyatt- AT&T, Delco retired (Includes Free Wills)
ARAG- AT&T management, PSE&G, Lucent management, A&P, Kraft,
Microsoft, National Telephone, Newsweek, Oracle, Proctor & Gamble,
Solomon Brothers, Thompson, Un. Bank of Switzerland (Includes Free Wills)
Prudential- Pru employees (Includes Free Wills)
APWU- Postal Workers (Includes Free Wills)

LawPhone- private pay through credit card
UAW- Ford & GM
NYSUIT, National- New York Teachers
DC 37- NY Municipal Employees
Local 1500- NY retail